I was recently interviewed by Mark Willis on Not Your Average Financial Podcast and it was amazing! If you want to support me, or just start thinking differently about money, and begin to Bank On Yourself, you need to be subscribed to this...
MoreWhy You Need Critical Illness Insurance
Critical illness insurance is a lump-sum, tax free benefit that is paid out after you have been diagnosed with a critical illness such as cancer, heart attack and stroke. It is not disability insurance for a few reasons: The payment of the...
MoreCritical Illness Insurance on Kids
What is critical illness insurance? It is a tax-free lump sum of money that is given to you within 30 days of being diagnosed with a critical illness. Which illnesses are covered? Cancer is the biggest one, but it also covers you for other...
MoreMortgage Insurance
So you have purchased a home and your lender has asked you to get mortgage insurance, but you aren’t sure if it is the right product for you or not. What is mortgage insurance? It is an insurance product that protects both you and the...
MoreWhy You Need to Start a Million Dollar Baby Plan by October 31
Well folks, the times they are a changing, and along with it is the insurance industry as a whole. This will affect the efficacy of the Million Dollar Baby Savings Plan, or in technical terms, participating whole life insurance policies, in the...
MoreWhy You Can’t Get Our Financial Products at the Bank
Let’s face it, most of us get our financial advice from the entity that cashes our cheques and stores our cash, the bank! What most people do not know is that the bank cannot offer any life-insurance based products. It’s illegal. You...
MoreThe Financial Impact of Cancer
Cancer. It’s a word we hear all too much these days. Everyone has a friend or a family member who has been touched by this dreadful disease. Although most of us can empathize with the emotional impact that this disease can have on a family...
MoreFive financial gifts that will keep on giving – The Globe and Mail
As you contemplate the gifts you might be buying your children or grandchildren this holiday season, consider financial gifts that could reap big rewards for them in the future Source: Five financial gifts that will keep on giving – The...
MoreWhat is the Million Dollar Baby Plan anyway?
It sounds pretty fancy, but what exactly is the Million Dollar Baby Savings Plan? Million Dollar Baby is just a fancy way of referring to something that has been around for over 100 years, a “participating whole life insurance...
MoreThe No. 1 Reason People Don’t Buy Life Insurance
The trouble with life insurance is that most people don’t have it. Why? Studies from LIMRA show that most people think it will be too expensive. Life Happens partnered with LIMRA to produce a study to investigate this. The study, which was...
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